As young adults take their first steps into financial independence, many wonder if it’s possible to secure a personal loan with limited work history and income. For an 18-year-old, the idea of borrowing money might seem daunting.
Navigating finances in today’s times on a modest income can feel unsettling, but even with a Rs. 15,000 salary, unlocking credit is within reach. For many individuals earning around Rs. 15,000 per month,
We offer loans up to ₹ 5,00,000 with repayment periods up-to 36 months. We offer interest rates starting from 11.99% APR (Annual Percentage Rate), however rates may vary case to case. All loans are paid through Equal Monthly Instalments (EMIs) via electronic payment. We do charge low platform fees and have no other hidden costs.
Example: If a customer takes a loan of ₹10,000 for a period of 3 months, at an annual interest rate of 11.99% APR, then the customer will pay an EMI for 3 months of ₹3,400 per month. Total payment over 3 months will be ₹10,200 (including principal and Interest).
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