April 20, 2025

What is APR in Personal Loan?

stashfin / April 20, 2025

APR, or the Annual Percentage Rate, on a personal loan, highlights the total cost of borrowing money. APR in personal loans combines the interest rate

What is the difference between fixed and floating interest rates for personal loans?

stashfin / April 20, 2025

As you apply for a personal loan or any other type of loan, you should pay attention to important factors, like the loan amount, the interest rate, the repayment tenure, and additional charges offered by the lender or the NBFC.

We offer loans up to ₹ 5,00,000 with repayment periods up-to 36 months. We offer interest rates starting from 11.99% APR (Annual Percentage Rate), however rates may vary case to case. All loans are paid through Equal Monthly Instalments (EMIs) via electronic payment. We do charge low platform fees and have no other hidden costs.

Example: If a customer takes a loan of ₹10,000 for a period of 3 months, at an annual interest rate of 11.99% APR, then the customer will pay an EMI for 3 months of ₹3,400 per month. Total payment over 3 months will be ₹10,200 (including principal and Interest).

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Stashfin Application (a trademark of EQX Analytics Private Limited) is a digital lending application (DLA) of Akara Capital Advisors Private Limited (NBFC) and other lending partners that facilitates its users to avail innovative financial services.

April 20, 2025

What is APR in Personal Loan?

What is the difference between fixed and floating interest rates for personal loans?

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